Interest rates on Domestic Deposits
Interest rates on Personal Segment Advances
Interest rates on NRE Deposits and Schemes
Interest rates on SME Segment Advances
Interest rates on Agricultural Advances
| SBM Base Rate inrespect of all advances (other than certain exempted categories): 10.50 %( w.e.f 01-11-2011) |
RATES OF INTEREST WITH EFFECT FROM 4th May 2012.
|
PERIOD |
RATE OF INTEREST (%) |
|
|
|
Upto Rs.15 lacs |
Above Rs.15. lacs |
|
7 Days to 14 days |
------ |
8.50 |
|
15 days to 45 days |
6.25 |
8.50 |
|
46 days to 90 days |
6.50 |
8.50 |
|
91 days to 179 days |
8.00 |
8.50 |
|
180 days to 299 days |
8.50 |
8.50 |
|
300 days |
8.50 |
8.50 |
|
301 days to less than 1 year |
8.50 |
8.50 |
|
1 year to less than 500 days |
9.25 |
9.25 |
|
500 days |
9.25 |
9.25 |
|
501 days to less than 2 years |
9.25 |
9.25 |
|
2 years to less than 909 days |
9.25 |
9.25 |
|
909 days |
9.25 |
9.25 |
|
910 days to less than 3 years |
9.25 |
9.25 |
|
3 years to less than 5 years |
9.25 |
9.25 |
|
5 years and above |
9.25 |
9.25 |
| The above deposit rates are applicable for deposits of below Rs1.00 Crore. For deposits of Rs.1.00 crore and above branches have to refer to Finance & Accounts department for rates. |
| The revised rates are applicable for fresh deposits and renewal of maturing deposits. |
|
Resident Senior Citizens would be offered 0.50% p.a additional rates for all tenures. |
|
The rates of interest offered to staff and retired staff will be 1% above the applicable rate. The rate applicable to retired staff (senior citizen) will be 1.00% above the rate payable to resident Indian senior citizens |
|
The rate of interest under the “SBM TAX SAVER" Scheme is 9.25%. Staff and retired staff will get an additional interest as prescribed in point no.4. |
| The revised rates are also applicable to deposits accepted under Capital Gains Scheme, 1988, Deposits from Cooperative banks and NRO Deposits. |
| MYBANK SURAKSHANA Deposit will also carry an interest rate of 9.25% |
|
For premature payments of existing deposits 1% of penalty to be levied on the rates applicable to the period for which the deposit has run. |
|
Interest Rates on Personal Segment Advances |
||||
|
Housing Loans (w.e.f. 01.11.2011) |
||||
|
NAME OF THE SCHEME |
Rate Of Interest |
|||
|
(Base Rate 10.50%p.a) |
||||
|
|
Upto Rs 25 Lacs |
|||
|
HOUSING LOAN |
Upto 20 Years |
BR+0.75 |
11.25% |
|
|
|
Above 20 to inclusive of 25 years |
BR+1.00 |
11.50% |
|
|
Above Rs 25 lacs upto Rs 30 Lacs |
||||
|
Upto 20 Years |
BR+0.75 |
11.25% |
||
|
Above 20 to inclusive of 25 years |
BR+1.00 |
11.50% |
||
|
Above Rs 30 lacs upto Rs 75 Lacs |
||||
|
Upto 20 Years |
BR+1.00 |
11.50% |
||
|
Above 20 to inclusive of 25 years |
BR+1.25 |
11.75% |
||
|
Above Rs 75 Lacs |
||||
|
Upto 20 Years |
BR+1.50 |
12.00% |
||
|
Above 20 to inclusive of 25 years |
BR+1.75 |
12..25% |
||
|
HOUSING LOANS- (Fixed Interest Rate) |
NO FIXED INTEREST RATES |
|||
|
Upto and inclusive of 5 years |
BR+1.75 |
12.25% |
||
|
Above 5 years |
BR+2.00 |
12.50% |
||
|
ADVANTAGE CAR LOANS - FESTIVE OFFER TILL 31.12.2011 |
Upto and inclusive of 5 years |
BR+1.75 |
12.25% |
|
|
Above 5 years |
BR+2.00 |
12.50% |
||
|
CAR FLEX |
Upto and inclusive of 7 years |
BR+3.00 |
13.50% |
|
|
USED CAR LOAN |
Upto and inclusive of 3 years |
BR+6.50 |
17.00% |
|
|
Above 3 years upto inclusive 5 years |
BR+7.25 |
17.75% |
||
|
TWO WHEELER |
Upto 5 years |
BR+6.50 |
17.00% |
|
|
EDUCATION LOANS (Fixed rate)* |
No fixed rates w.e.f. 01.06.2011 |
|||
|
EDUCATION LOANS (Floating)* (*0.50% CONCESSION FOR GIRL STUDENTS)
For sanctions made from 01.12.2011
|
Upto 4.00 Lacs |
BR+3.50 |
14.00% |
|
|
4.00 to 7.50 Lacs |
BR+4.00 |
14.50% |
||
|
Above 7.50 Lacs |
BR+2.00 |
12.50% |
||
|
MYBANK SCHOLAR |
TERM LOAN |
BR+2.50 |
13.00% |
|
|
UDYOGI GNANAMITRA |
TERM LOAN |
BR+4.00 |
14.50% |
|
|
ALL PURPOSE MORTGAGE LOAN |
Overdraft |
BR+5.75 |
16.25% |
|
|
Term Loan |
BR+5.25 |
15.75% |
||
|
MYBANK HOME CASH |
Overdraft |
BR+5.75 |
16.25% |
|
|
Term Loan |
BR+5.25 |
15.75% |
||
|
PERSONAL LOAN |
With Check off |
BR+7.25 |
17.75% |
|
|
XPRESS CREDIT |
With Check off |
BR+4.75 |
15.25% |
|
|
With partial check off |
BR+5.25 |
15.75% |
||
|
No Check off |
BR+6.75 |
17.25% |
||
|
MYBANK ARAKSHAK |
|
BR+6.00 |
16.50% |
|
|
MYBANK ADHAYAPAK |
|
BR+6.00 |
16.50% |
|
|
MYBANK UTSAV |
|
BR+6.50 |
17.00% |
|
|
BDA SITES-Payment of Initial Deposit |
|
BR+5.25 |
15.75% |
|
|
MYBANK SAMACHAR |
With check-off facility |
BR+5.25 |
15.75% |
|
|
Without check-off facility |
BR+5.75 |
16.25% |
||
|
SANJEEVINI |
With check-off facility |
BR+5.50 |
16.00% |
|
|
Without check-off facility |
BR+5.75 |
16.25% |
||
|
GOLD LOAN |
Upto Rs.1.00 lac |
BR+4.00 |
14.50% |
|
|
Above Rs.1.00 lac |
BR+4.50 |
15.00% |
||
|
Loan against NSC/RBI Relief Bonds/KVPS/ |
Demand Loan |
BR+4.25 |
14.75% |
|
|
IVPS/Surrender value of SBI Life Policy/SBI Magnum/ Surrender value of LIC policy |
Overdraft |
BR+4.25 |
14.75% |
|
|
HELPAGE |
|
BR+4.50 |
15.00% |
|
|
LOANS AGAINST SHARES |
|
BR+7.50 |
18.00% |
|
|
ADVANCES AGAINST SECURITIES OF UNITS OF UTI |
|
BR+7.50 |
18.00% |
|
|
CONSUMER DURABLES |
Upto 3 years |
BR+7.25 |
17.75% |
|
|
VARSHAVAHINI |
Upto 5 years |
BR+1.50 |
12.00% |
|
|
HBL-CRE HOUSING LOANS |
Upto Rs 30 Lacs |
|||
|
|
Upto 20 Years |
BR+1.75 |
12.25% |
|
|
|
Above 20 to inclusive of 25 years |
BR+2.00 |
12.50% |
|
|
Above Rs 30 lacs upto Rs 75 Lacs |
||||
|
Upto 20 Years |
BR+2.00 |
12.50% |
||
|
Above 20 to inclusive of 25 years |
BR+2.25 |
12.75% |
||
|
Above Rs 75 Lacs |
||||
|
Upto 20 Years |
BR+2.50 |
13.00% |
||
|
Above 20 to inclusive of 25 years |
BR+2.75 |
13.25% |
||
|
HOUSING LOAN - |
Upto Rs 30 Lacs |
|||
|
AGRICULTURISTS |
Upto 20 Years |
BR+1.25 |
11.75% |
|
|
|
Above 20 to inclusive of 25 years |
BR+1.50 |
12.00% |
|
|
|
Above Rs 30 lacs upto Rs 75 Lacs |
|||
|
|
Upto 20 Years |
BR+1.50 |
12.00% |
|
|
Above 20 to inclusive of 25 years |
BR+1.75 |
12.25% |
||
|
Above Rs 75 Lacs |
||||
|
Upto 20 Years |
BR+2.00 |
12.50% |
||
|
Above 20 to inclusive of 25 years |
BR+2.25 |
12.75% |
||
|
HBL- INT SUBSIDY SCHEME-ISHUP |
5-15 Years |
BR+1.75 |
12.25% |
|
|
15-20 Years |
BR+2.00 |
12.50% |
||
|
CLEAN OVERDRAFTS |
|
BR+7.25 |
17.75% |
|
|
REVERSE MORTGAGE LOAN (overdraft) Fixed Rate |
Public |
|
11.25% |
|
Interest Rates on Advances made to MICRO & SMALL ENTERPRISES
MSME SEGMENT ADVANCES : BASE RATE-10.50% w.e.f.01.11.2011
- INTEREST RATES FOR MICRO & SMALL ENTERPRISES ADVANCES TO INDUSTRY AND SERVICE SECTOR
(A) Working Capital up to Rs.25.00 lacs.
|
Size of the Credit Limit
|
|
INTEREST w.e.f 01.11.2011 (BR-10.50%) |
|
|
|
Interest Rate |
|
Advances under DIR Scheme |
-- |
4.00 |
|
Limits upto Rs.50000 |
BR+2.25 |
12.75 |
|
Above Rs.50000/ & Upto Rs.2.00 lacs |
BR+3.25 |
13.75 |
|
Above Rs.2.00 lacs & upto Rs.5.00 lacs |
BR+4.00 |
14.50 |
|
Above Rs. 5.00 lacs & below Rs.25.00 lacs |
BR+4.50 |
15.00 |
(B) Working Capital Rs.25.00 lacs and above (CRAS)
|
CRA Rating |
|
Interest Rate (%) |
|
SB 1 |
BR+4.00 |
14.50 |
|
SB 2 |
BR+4.25 |
14.75 |
|
SB 3,4&5 |
BR+5.00 |
15.50 |
|
SB 6&7 |
BR+5.50 |
16.00 |
|
SB 8&9 |
BR+6.00 |
16.50 |
|
SB 10 |
BR+6.25 |
16.75 |
|
SB 11&12 |
BR+6.75 |
17.25 |
|
SB 13&14 |
BR+7.25 |
17.75 |
|
SB 15&16 |
BR+7.75 |
18.25 |
2. ADVANCES TO MICRO & SMALL ENTERPRISES - INDUSTRIAL AND
SERVICES SECTOR (FOR TERM LOANS)
TERM LOANS
|
Period
|
Upto Rs.50,000/-(%) |
>Rs.50,000 To Rs.2.00 lacs (%) |
>Rs.2.00 lacs to Rs.5.00 lacs (%) |
>Rs.5.00 lacs to Rs.25.00 lacs(%) |
||||
|
Upto 3 years |
BR+2.25 |
12.75 |
BR+3.25 |
13.75 |
BR+4.00 |
14.50 |
BR+4.50 |
15.00 |
|
> 3 to 5 years |
BR+2.75 |
13.25 |
BR+3.75 |
14.25 |
BR+4.50 |
15.00 |
BR+5.00 |
15.50 |
|
> 5 years |
BR+3.00 |
13.50 |
BR+4.00 |
14.50 |
BR+4.75 |
15.25 |
BR+5.25 |
15.75 |
b) (i) Rs.25.00 lacs and above (CRAS)-TERM LOAN
|
CRA Rating |
TENOR UP TO 3 YEARS |
> 3 YEARS TO < 5 YEARS |
5 YEARS & ABOVE |
|||
|
SB 1 |
BR+4.00 |
14.50 |
BR+4.50 |
15.00 |
BR+4.75 |
15.25 |
|
SB 2 |
BR+4.25 |
14.75 |
BR+4.75 |
15.25 |
BR+5.00 |
15.50 |
|
SB 3,4&5 |
BR+5.00 |
15.50 |
BR+5.50 |
16.00 |
BR+5.75 |
16.25 |
|
SB 6&7 |
BR+5.50 |
16.00 |
BR+6.00 |
16.50 |
BR+6.25 |
16.75 |
|
SB 8&9 |
BR+6.00 |
16.50 |
BR+6.50 |
17.00 |
BR+6.75 |
17.25 |
|
SB 10 |
BR+6.25 |
16.75 |
BR+6.75 |
17.25 |
BR+7.00 |
17.50 |
|
SB 11&12 |
BR+6.75 |
17.25 |
BR+7.25 |
17.75 |
BR+7.50 |
18.00 |
|
SB 13&14 |
BR+7.25 |
17.75 |
BR+7.75 |
18.25 |
BR+8.00 |
18.50 |
|
SB 15&16 |
BR+7.75 |
18.25 |
BR+8.25 |
18.75 |
BR+8.50 |
19.00 |
|
MYBANK- MSE WELCOME |
BR+0.50 |
For the First year @ 11.00% p.a. and applicable floating rate from 2nd year onwards |
RICE MILL PLUS :
3. (1) Working Capital – Limit above Rs. 10.00 lakh
i)Collateral Coverage:
|
CRA Rating |
> or equal to 75%
|
Equal or > 50% & < 75% |
||
|
SB 1&2 |
BR+2.50 |
13.00 |
BR+3.00 |
13.50 |
|
SB 3,4&5 |
BR+3.00 |
13.50 |
BR+3.50 |
14.00 |
|
SB 6&7 |
BR+3.50 |
14.00 |
BR+4.00 |
14.50 |
|
SB 8&9 |
BR+4.50 |
15.00 |
BR+5.00 |
15.50 |
3. (2) Term Loan- up to 3 Years i)Collateral Coverage
|
CRA Rating |
> or equal to 75% |
Equal or > 50% & < 75%
|
||
|
SB 1&2 |
BR+3.00 |
13.50 |
BR+3.50 |
14.00 |
|
SB 3,4&5 |
BR+3.50 |
14.00 |
BR+4.00 |
14.50 |
|
SB 6&7 |
BR+4.00 |
14.50 |
BR+4.50 |
15.00 |
|
SB 8&9 |
BR+5.00 |
15.50 |
BR+5.50 |
16.00 |
3. (3) Term Loan- > 3 Years < 5 Years
i)Collateral Coverage
|
CRA Rating |
> or equal to 75% |
equal or > 50% & < 75% |
||
|
SB 1&2 |
BR+3.00 |
13.50 |
BR+3.50 |
14.00 |
|
SB 3,4&5 |
BR+3.50 |
14.00 |
BR+4.00 |
14.50 |
|
SB 6&7 |
BR+4.00 |
14.50 |
BR+4.50 |
15.00 |
|
SB 8&9 |
BR+5.00 |
15.50 |
BR+5.50 |
16.00 |
3. (4) Term Loan- > 5 Years
i)Collateral Coverage
|
CRA Rating |
> or equal to 75% |
equal or > 50% & < 75% |
||
|
SB 1&2 |
BR+3.00 |
13.50 |
BR+3.50 |
14.00 |
|
SB 3,4&5 |
BR+3.50 |
14.00 |
BR+4.00 |
14.50 |
|
SB 6&7 |
BR+4.00 |
14.50 |
BR+4.50 |
15.00 |
|
SB 8&9 |
BR+5.00 |
15.50 |
BR+5.50 |
16.00 |
4.Contractor Plus
|
a)for BBMP Contractors |
BR+4.25 |
14.75 |
|
b) for Others |
BR+4.50 |
15.00 |
5.Micro Sector Collateral Free Loans
|
|
Interest Rate(%) |
|
|
Working Capital |
BR+0 |
10.50 |
|
Term Loans |
|
|
|
I )Period upto 3 yrs |
BR+0 |
10.50 |
|
ii) 3 yrs to 5 yrs |
BR+0 |
10.50 |
|
iii) > 5 yrs |
BR+0 |
10.50 |
‘SME Smart Score’ Scheme
|
|
Repayable on Demand or upto 3 years |
Repayable above 3 years |
||
|
> Rs.5.00 lacs and <Rs.25.00 lacs |
BR+4.50 |
15.00 |
BR+5.00 |
15.50 |
|
>Rs.25 lacs Upto Rs.50 lacs |
BR+5.00
|
15.50 |
BR+5.50
|
16.00 |
|
SME Four Wheeler Loan(New Car) |
BR+2.50 |
13.00% |
SME Car Loan(Used Vehicles)
|
Period |
Rate of Interest |
|
|
Upto 3 years |
BR+7.00 |
17.50 |
|
Above 3 to 5 years |
BR+7.50 |
18.00
|
MORTGAGE PLUS
|
|
Interest Rate |
|
|
Term Loan-SBF |
BR+4.50 |
15.00 |
|
Overdraft -SBF |
BR+5.00 |
15.50 |
LIBERALISED TRADE FINANCE
|
|
Interest Rate |
|
|
Cash Credit(SBF) |
BR+4.75 |
15.25 |
|
Term Loan(SBF) |
BR+5.25 |
15.75 |
|
Term Loan(SSI) |
BR+4.50 |
15.00 |
SBM DOCTOR PLUS
(For loans upto Rs.25.00 lacs)
|
Score |
Interest Rate |
|
|
65 & above |
BR+3.25 |
13.75 |
|
55 - 64 |
BR+3.50 |
14.00 |
|
45 - 54 |
BR+3.75 |
14.25 |
|
40 - 44 |
BR+4.25 |
14.75 |
|
Below 40 |
|
No Finance |
CREDIT RATING
(For loans above Rs.25 lacs and up to Rs.10 crores)
|
CRA Rating (New Model) |
Interest Rate |
|
|
SB 1 to SB 2 |
BR+3.25 |
13.75 |
|
SB 3, SB 4 & SB 5 |
BR+3.50 |
14.00 |
|
SB 6 & SB 7 |
BR+4.00 |
14.50 |
|
SB 8 |
BR+4.50 |
15.00 |
MYBANK-SURYAKIRAN
|
Period |
Rate |
|
Upto 5 years |
5.00%(Fixed) |
Dall Mill Plus
WORKING CAPITAL
|
As applicable to MSME conventional industries |
|
||||
|
Interest Rate |
|||||
|
Upto Rs. 2.00 lacs |
BR+2.75 |
13.25 |
|||
|
Above Rs.2 lacs & upto Rs. 5.00 lacs |
BR+3.50 |
14.00
|
|||
|
Above Rs.5 lacs & below Rs. 25.00 lacs |
BR+4.00 |
14.50 |
|||
|
Rs. 25.00 lacs and above as per CRA |
|
||||
|
|
Interest Rate |
||||
|
For units with CRA rating |
Working Capital & Term Loan repayable with in 3 years |
||||
|
SB 1 & SB 2 |
BR+3.25 |
13.75 |
|||
|
SB 3,SB 4 & SB 5 |
BR+3.75 |
14.25 |
|||
|
SB 6 & SB 7 |
BR+4.25 |
14.75 |
|||
|
SB 8 & SB 9 |
BR+4.75 |
15.25 |
|||
TERM LOANS Rs. 25.00 lacs and above as per CRA
|
As applicable to MSME conventional industries |
|
||
|
Interest Rate |
|||
|
Upto Rs. 2.00 lacs |
BR+3.25 |
13.75 |
|
|
Above Rs.2 lacs & upto Rs. 5.00 lacs |
BR+4.00 |
14.50
|
|
|
Above Rs.5 lacs & below Rs. 25.00 lacs |
BR+4.50 |
15.00 |
|
|
Rs. 25.00 lacs and above as per CRA |
|||
|
For units with CRA rating |
Term Loan repayable in 3 years and above |
||
|
SB 1 & SB 2 |
BR+3.75 |
14.25 |
|
|
SB 3,SB 4 & SB 5 |
BR+4.25 |
14.75 |
|
|
SB 6 & SB 7 |
BR+4.75 |
15.25 |
|
|
SB 8 & SB 9 |
BR+5.25 |
15.75 |
|
Force Motors Ltd
|
|
Interest Rate |
|
|
Loans upto Rs.2.00 lacs |
BR+4.25 |
14.75 |
|
Above Rs.2.00 lacs to Rs.10.00 lacs |
BR+5.00 |
15.50 |
|
Above Rs.10.00 lacs |
BR+5.25 |
15.75 |
|
First nTimr Users |
|
|
|
Up to Rs.5.00 lakh |
BR+5.75 |
16.25 |
|
Above Rs. 5.00 lakh to Rs. 10.00 lakh |
BR+6.25 |
16.75 |
Man ForceTrucks(P) Ltd.,
|
Term Loans |
Interest Rate |
|
|
Upto Rs. 10.00 lacs |
BR+4.50 |
15.00 |
|
Above Rs.10.00 lacs |
BR+5.50 |
16.00 |
|
First time Users |
|
|
|
Upto Rs. 10.00 lacs |
BR+5.00 |
15.50 |
|
Above Rs.10.00 lacs |
BR+6.00 |
16.50 |
BEVERAGES CORPORATION SCHEME FOR FINANCING RETAILERS OF
K S B C LTD-
|
Value of the Security |
Interest Rates |
|
|
25 to 50 % |
BR+4.75 |
15.25 |
|
50 to 75 % |
BR+4.25 |
14.75 |
|
> 75 % |
BR+3.75 |
14.25 |
INTEREST RATES TO BE CHARGED TO ADVANCES MADE TO MEDIUM ENTERPRISES-
AS APPLICABLE TO C & I SEGMENT.
2. Agricultural Term Loans
2.A .Agricultural Term Loans: Limit upto & inclusive of Rs 2 Lakhs inclusive of Farm House and Rural Godown Schemes for Limits upto Rs: 2.00 Lakhs
2.B. Agricultural Term Loans: Limit above Rs: 2 Lakhs & upto Rs: 25 Lakhs
2. C Agricultural Term Loans ( Limit: Above Rs: 25 Lakhs up to Rs. 5.00 Crores ) (i) Repayment period above 3 years up to 5 years
3. INTEREST RATES FOR OTHER SPECIFIC ACTIVITIES
3.A. Produce Marketing Loans ( PML)
3. B. OTHER SPECIFIC ACTIVITIES
4. LOANS TO SELF HELP GROUPS ( SHGs)
5. INDIRECT ADVANCES
5.(A) Co-operative /Intermediary agencies-Crop Loans
( B ) Co-operatives / Intermediary –Agricultural Term Loans
|
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NRE Term / Reinvestment Deposit account
|
PERIOD |
RATE OF INTEREST (% p.a.) |
|
1 Year and above but less than 2 years |
9.50 (wef 26/12/2011) |
|
2 Years and above but less than 3 years |
9.25 (wef 04-01-2012) |
|
3 Years and above, upto 5 years |
9.25 (wef 04-01-2012) |
| 5 Years & Above but upto 10 years | 9.25 (wef 04-01-2012) |
i) The revised rates are applicable to fresh deposits and on renewal of maturing deposits.
ii) In case of Premature withdrawal:
- No interest is payable if the deposit is withdrawn before one year
- In other cases of premature withdrawal, the interest paid shall be 1.00% below the rate
applicable for the period the deposit has remained with the Bank or 1.00% below the
contracted rate, whichever is less.
|
PERIOD |
RATE OF INTEREST ( % p.a. ) |
||||
|
USD |
GBP |
EUR |
CAD |
AUD |
|
|
1 Year & above but less than 2 Years |
2.31 |
3.13 |
2.85 |
3.14 |
6.21 |
|
2 Years & above but less than 3 Years |
1.82 |
2.49 |
2.37 |
2.54 |
5.48 |
|
3 years & above but less than 4 Years |
1.93 |
2.54 |
2.46 |
2.65 |
5.51 |
|
4 Years & above but less than 5 Years |
2.12 |
2.65 |
2.61 |
2.78 |
5.70 |
|
5 Years Only |
2.34 |
2.80 |
2.80 |
2.91 |
5.79 |
Interest Rates on RFC deposits with effect from 01.03.2012
|
TYPE/ PERIOD OF DEPOSIT |
RATE OF INTEREST (% p.a.) |
||
|
USD |
GBP |
EURO |
|
|
Current Account |
No Interest |
||
|
Savings Bank Account |
0.75 |
2.50 |
1.25 |
|
Term Deposits |
|
||
|
3 months and above less than 6 months |
1.73 |
2.31 |
2.15 |
|
6 months and above less than 1 year |
2.00 |
2.63 |
2.49 |
|
1year & above but less than 2 years |
2.31 |
3.13 |
2.85 |
|
2 years & above but less than 3 years |
1.82 |
2.49 |
2.37 |
|
3 years & above but less than 4 years |
1.93 |
2.54 |
2.46 |
|
4 years & above but less than 5 years |
2.12 |
2.65 |
2.61 |
|
5 years only |
2.34 |
2.80 |
2.80 |
Deposits